Privacy & Cookie Policy

Effective Date: October 29, 2026
Last Updated: October 29, 2026

Albert Lea Title Company (“Albert Lea Title,” “we,” “us,” or “our”) respects your privacy. This Privacy & Cookie Policy explains how we collect, use, disclose, and protect personal information when you visit https://albertleatitle.com/, contact us, or interact with us regarding our services.

1. Scope of This Policy

This policy applies to our website and related communications. Information collected in connection with title insurance, title examinations, real estate closings, settlement services, and other transactions may also be subject to separate privacy notices, contractual obligations, and applicable laws.

This website policy supplements any transaction-specific privacy notice we provide. If a separate notice applies to your transaction, that notice governs the information and practices it specifically addresses.

2. Information We Collect

The information we collect depends on how you interact with us.

Information you provide. When you contact us, submit an inquiry, request information, or engage our services, you may provide:

• Your name, email address, telephone number, and mailing address.
• Property addresses and information about a proposed or existing transaction.
• Your role in a transaction, such as buyer, seller, lender, agent, or authorized representative.
• Information included in messages, correspondence, or documents you provide.

When necessary to provide our services, we may also collect identity verification information, tax identification information, financial details, signatures, and transaction records through appropriate transaction channels.

Information collected automatically. Our website and its service providers may collect technical information, including your IP address, browser type, device information, operating system, referring website, pages viewed, access times, and interactions with the website.

Information from other sources. In connection with our services, we may receive information from public records, lenders, real estate professionals, attorneys, title insurers, government offices, and other parties authorized or involved in your transaction.

Please do not submit Social Security numbers, bank account details, wire instructions, identification documents, or other sensitive information through a general website inquiry form. Contact our office for an appropriate method of providing sensitive documents.

3. How We Use Information

We use personal information, as appropriate, to:

• Respond to inquiries and requests.
• Provide and administer title, closing, settlement, and related services.
• Communicate about appointments, documents, transactions, and service updates.
• Verify identity and authority to act in a transaction.
• Review title records and coordinate with authorized transaction participants.
• Operate, maintain, troubleshoot, and improve our website.
• Protect our website, business, clients, and transaction participants against fraud, unauthorized access, and other misconduct.
• Maintain business records and meet legal, regulatory, insurance, and contractual obligations.
• Send business updates or marketing communications where permitted by law and consistent with your preferences.

4. How We Disclose Information

We may disclose relevant personal information in the following circumstances:

To complete requested services. We may disclose information to lenders, buyers, sellers, real estate professionals, attorneys, title insurance underwriters, recording offices, and other parties when necessary or authorized to carry out a transaction.

To service providers. We may disclose information to providers that support our operations, such as website hosting, technology support, communications, document management, security, and transaction processing providers, for the services they perform for us.

For legal and protective purposes. We may disclose information when required or permitted by law, including to respond to legal process, meet regulatory obligations, prevent fraud, enforce agreements, or protect rights, property, and safety.

In a business transfer. Information may be disclosed as part of a proposed or completed merger, acquisition, reorganization, or transfer of business assets, subject to applicable legal protections.

With your direction or authorization. We may disclose information when you ask or authorize us to do so.

Certain transaction documents become public records when recorded with a government office. Those records are subject to the applicable public-records laws and the practices of the office maintaining them.

5. Cookies and Similar Technologies

Cookies are small files placed on your device when you visit a website. Related technologies, including pixels, scripts, and local storage, can support website functions or collect information about website use.

Depending on the features enabled on our website, these technologies may include:

• Essential technologies: Support website operation, security, and requested functionality.
• Preference technologies: Remember selections or settings to improve your experience.
• Analytics technologies: Help measure traffic and understand how visitors use the website.
• Third-party content technologies: Support embedded features, such as maps, videos, or other externally provided content.

Third-party features may collect information about your interaction with them and may place their own cookies. Their handling of information is described in their respective privacy policies.

[Before publication: Identify the cookies and technologies actually in use, their providers, purposes, and durations. Remove categories above that do not apply. State whether advertising pixels, targeted advertising, or disclosures legally considered a sale or sharing of personal information occur.]

6. Your Cookie Choices

You can generally configure your browser to block or delete cookies and notify you when cookies are placed. Blocking certain cookies may affect website features. Settings may need to be adjusted separately for each browser and device you use.

Where a cookie preference tool is available on our website, you can use it to manage the choices it offers. Where applicable law requires consent for particular technologies, we will request that consent before using them.

Deleting cookies may remove previously saved preferences. Browser settings alone may not control every type of tracking technology.

7. Communications Preferences

You may opt out of promotional emails by following the unsubscribe instructions in the message or contacting us using the information below.

Opting out of promotional communications does not prevent us from sending transaction-related messages, responding to your requests, or providing notices necessary to administer our services.

8. Information Retention

We retain personal information for as long as reasonably necessary for the purposes described in this policy, including providing services, maintaining transaction records, resolving disputes, preventing fraud, and meeting legal, regulatory, insurance, and contractual requirements.

Retention periods vary based on the type of information, the transaction involved, and applicable obligations. Information may be retained after a transaction is completed or a business relationship ends when those obligations require it.

9. Information Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, use, alteration, and disclosure.

No website, electronic transmission, or storage system can be guaranteed completely secure. Please use care when sending information electronically and follow the secure communication procedures provided by our office.

Wire fraud precaution: Independently verify wiring instructions directly with our office using a telephone number you have previously verified. Do not rely solely on an email or message announcing new or changed wiring instructions.

10. Privacy Requests and Rights

Depending on where you live, the information involved, and applicable law, you may have rights to:

• Request access to personal information we maintain about you.
• Request correction of inaccurate personal information.
• Request deletion of certain personal information.
• Obtain a portable copy of certain personal information.
• Opt out of certain uses or disclosures, including targeted advertising, sale of personal information, or certain profiling, where applicable.
• Appeal a decision concerning a privacy request, where applicable.

To submit a request, contact us using the details below and describe the request. We may need to verify your identity or authority before responding. Please do not include sensitive identification or financial information in an initial email.

We will respond within the time required by applicable law. Some information or requests may be subject to exceptions, including those involving financial information, insurance records, public records, transaction requirements, and record retention obligations.

If applicable law gives you a right to appeal our decision, you may contact us through the same channel with the subject line “Privacy Request Appeal.” We will review the appeal and provide the response and further complaint information required by that law.

We will not unlawfully discriminate against you for exercising applicable privacy rights.

11. Children’s Privacy

Our website and services are intended for adults and are not directed to children under 13. We do not knowingly collect personal information from children under 13 through our website.

If you believe a child has provided personal information through our website, please contact us so we can review and address the matter.

12. Third-Party Websites

Our website may link to websites, platforms, or services operated by others. This policy does not govern their information practices. Please review their privacy policies before providing personal information.

13. Changes to This Policy

We may update this policy to reflect changes in our practices, website features, or applicable requirements. The updated policy will be posted on this page with a revised “Last Updated” date. We will provide additional notice or obtain consent when required by law.

14. Contact Us

For questions about this policy, our information practices, or a privacy request, please contact:

Albert Lea Title Company
1811 Broadway Avenue SE
Albert Lea, MN 56007

Phone: 507-797-7971
Email: kristin@albertleatitle.com
Website: https://albertleatitle.com/